Payment Methods Guide
What Payments DoesEtsy Accept?
Etsy accepts credit cards, PayPal, Apple Pay, Google Pay, Klarna, and more. Learn all the payment options available for buyers and how sellers receive their money.
10+ Payment MethodsEtsy Payments RequiredSecure TransactionsBuyer ProtectionGlobal CoverageInstant Processing
💳Quick Answer: Etsy Payment Methods
Etsy accepts the following payment methods:
- Credit/Debit Cards - Visa, Mastercard, American Express, Discover
- PayPal - Link your PayPal account at checkout
- Apple Pay - iOS app and Safari browser
- Google Pay - Android app and Chrome browser
- Klarna - Buy now, pay later (select regions)
- Etsy Gift Cards & Credits - Etsy-branded cards only
All payments are processed through Etsy Payments, providing buyer protection and secure transactions worldwide.
Complete Payment Methods List
All payment options accepted by Etsy
| Payment Method | Accepted? | Types/Details | Availability |
|---|---|---|---|
| 💳Credit Cards | Yes | Visa, Mastercard, Amex, Discover | All countries |
| 💳Debit Cards | Yes | Any bank debit card | All countries |
| 🅿️PayPal | Yes | PayPal balance, linked cards/bank | Most countries |
| 🍎Apple Pay | Yes | iOS app, Safari browser | Apple device users |
| 📱Google Pay | Yes | Android app, Chrome browser | Android/Chrome users |
| 🏦Klarna | Yes | Buy now, pay later | US, UK, select EU |
| 🎁Etsy Gift Cards | Yes | Etsy-branded only | All countries |
| 💰Etsy Credits | Yes | Refunds, promotions | All countries |
| 🏧Bank Transfers | Limited | iDEAL, Sofort, Bancontact | Select EU countries |
| ₿Cryptocurrency | No | N/A | N/A |
Payment Methods by Country
Available payment options vary by region
United States
Credit/Debit CardsPayPalApple PayGoogle PayKlarnaEtsy Gift Cards
United Kingdom
Credit/Debit CardsPayPalApple PayGoogle PayKlarnaEtsy Gift Cards
Germany
Credit CardsPayPalApple PayGoogle PayKlarnaSofortGiropay
Netherlands
Credit CardsPayPalApple PayGoogle PayiDEALBancontact
Australia
Credit/Debit CardsPayPalApple PayGoogle PayAfterpay
Canada
Credit/Debit CardsPayPalApple PayGoogle PayEtsy Gift Cards
Payment options may change. Check Etsy at checkout for current availability in your region.
What Is Etsy Payments?
Etsy's integrated payment processing system
Etsy Payments is Etsy's centralized payment processing system that handles all buyer payments and seller payouts. Since 2020, most sellers are required to use Etsy Payments (with limited exceptions for certain countries).
For Buyers
- • Multiple payment options at checkout
- • Secure, encrypted transactions
- • Buyer protection on eligible purchases
- • Easy refunds when applicable
For Sellers
- • Accept all major payment methods
- • Consolidated payouts to bank account
- • Multi-currency support
- • Automatic fee deduction
How Sellers Receive Payments
Understanding your Etsy payout process
💵
Payout Methods
Direct deposit to bank account (required), PayPal (legacy sellers only in limited cases)
📅
Payout Schedule
Daily, weekly, biweekly, or monthly - set in Shop Manager payment settings
⏱️
Processing Time
Typically 3-5 business days for deposits to reach your bank
🔒
Reserve Period
New shops may have funds held 3-45 days initially for security
🌍
Currencies
List in your currency, buyers pay in theirs. Etsy handles conversion.
📊
Fees Deducted
Listing, transaction, payment processing fees deducted before payout
Secure Payments on Etsy
🔒
SSL Encrypted
All data encrypted
🛡️
Buyer Protection
Covered purchases
🔐
PCI Compliant
Card security
✅
Verified Sellers
Trusted shops
Payment Tips for Buyers & Sellers
🛒For Buyers
- •Use Apple/Google Pay for faster checkout
- •Check for Klarna if you need payment flexibility
- •Apply Etsy Credits before other payments
- •Save payment methods for future purchases
- •Review buyer protection coverage on purchases
🏪For Sellers
- •Set up Etsy Payments immediately when opening shop
- •Choose a payout schedule that fits your cash flow
- •Keep bank info updated to avoid deposit issues
- •Understand the reserve period for new shops
- •Track fees in Shop Manager for accurate profit
Frequently Asked Questions
Everything you need to know about Etsy payments.
Etsy accepts multiple payment methods through Etsy Payments including: credit cards (Visa, Mastercard, American Express, Discover), debit cards, Etsy Gift Cards, Etsy Credits, PayPal, Apple Pay, Google Pay, Klarna (buy now, pay later), and various local payment methods depending on your country. Most sellers are required to use Etsy Payments to process transactions.
Yes, Etsy accepts PayPal as a payment method for buyers in most countries. When you checkout, select PayPal as your payment option and you'll be redirected to log into your PayPal account. For sellers, Etsy Payments processes the transaction and deposits funds to your bank account - sellers no longer receive PayPal payments directly.
Yes, Etsy accepts all major credit cards including Visa, Mastercard, American Express, and Discover. Credit cards are the most common payment method on Etsy. Your card is processed securely through Etsy Payments, and you'll see "Etsy.com" on your credit card statement.
Yes, Etsy accepts Apple Pay on the Etsy iOS app and Safari browser on Apple devices. When you checkout, select Apple Pay and authenticate with Face ID, Touch ID, or your passcode. It's a fast, secure way to pay without manually entering card details.
Yes, Etsy accepts Google Pay on the Etsy Android app and Chrome browser. Select Google Pay at checkout and authenticate the payment through your Google account. Like Apple Pay, it's a quick way to pay using cards saved to your Google account.
Yes, Etsy offers Klarna as a "buy now, pay later" option in eligible countries (US, UK, and several European countries). With Klarna, you can split purchases into 4 interest-free payments or pay in full within 30 days. Select Klarna at checkout if available in your region.
Yes, Etsy accepts Etsy Gift Cards purchased from Etsy.com or retail partners. Gift cards can be applied to any purchase. Note: Etsy does NOT accept Visa, Mastercard, or other branded gift cards - only Etsy-branded gift cards work. You can combine an Etsy gift card with another payment method if your order exceeds the gift card balance.
Etsy Credits are store credit that can be applied to purchases. You receive Etsy Credits from refunds, promotions, or referral programs. At checkout, available credits are automatically shown and can be applied to your order. Credits have no expiration date and can be combined with other payment methods.
Etsy accepts bank transfers (iDEAL, Sofort, etc.) in specific European countries through Etsy Payments. The available bank transfer options depend on your location. If available, you'll see these options at checkout. Bank transfers are processed directly from your bank account.
Etsy Payments is Etsy's integrated payment processing system that handles all buyer payments and seller payouts. Since 2020, most sellers are required to use Etsy Payments (with limited exceptions for certain countries). Etsy Payments supports multiple currencies and provides buyer protection, secure transactions, and consolidated payouts to sellers.
Sellers receive payments through Etsy Payments, which deposits funds directly to their linked bank account. Payment schedules vary: new shops may have a reserve period, while established shops typically receive deposits daily, weekly, biweekly, or monthly based on their settings. Etsy deducts fees before depositing the remaining balance.
No, Etsy does not accept cryptocurrency or Bitcoin directly. Etsy only accepts traditional payment methods through Etsy Payments. However, some third-party services allow you to convert crypto to gift cards or prepaid cards that can then be used on Etsy.
Payment method availability may vary by region and change over time. Check Etsy.com for the most current payment options in your country.
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